Card Products

UCB cards afford you the convenience of global acceptance that the high-paced lifestyles of today require; and depending on whether you choose credit, debit or prepaid, they can provide you the financial freedom

UCB Eazypay Card

The UCB Eazypay Card is a basic cash card that works solely on UCB ATMs installed across the country. With the Eazypay card, you only spend what you have, since it’s either linked to your savings account or current account or both.

  • UCB Eazypay Card
  • UCB Eazypay Platinum Card

NB: * For Platinum Customers only.

Services that come with the UCB Eazypay Card:

  • Cash withdrawals.
  • Effect transfers between between your Current and Savings accounts.
  • Check your balance.
  • Change PIN.
  • Print mini-statements.

NB: Transfers are applicable to those with both savings and current accounts.

For further inquiries on any of our E-Business services, please contact any UCB branch or email [email protected]

UCB Visa Classic Debit Card

What is a Visa Debit card?
It is an electronic Visa card which allows cardholders to withdraw cash or pay for goods and services worldwide, with funds from their accounts.

  • The UCB Visa Classic Debit Card, unlike the Easzypay ATM card, can be used to make withdrawals on all Visa branded ATMs. It can be used to make purchases locally and internationally on points of sale at retail outlets that accept Visa cards such as grocery stores, petrol stations, retail stores, and restaurants. It can also be used on the internet for online purchases and payments. Whenever the Visa Debit Card is used to make purchases or cash withdrawals, funds are deducted directly from the customer’s account.
  • It affords real-time access to your own money for cash withdrawals, payments, and purchases at more than 29 million outlets around the world.
  • It is safer than carrying cash.
  • The UCB Visa Classic Debit Card, when stolen or lost, can be quickly canceled and replaced.
  • Chip and PIN security features are present on all the cards.

Visa Debit Card forms are readily available at all UCB Bank branches nationwide.

For further inquiries on any of our E-Business services please contact any of our branches or email [email protected]

UCB Visa Classic Credit Card

What is a credit card?
A credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an individual cardholder is based on a credit score, derived from an individual’s financial and demographic history. With the UCB Visa Classic Credit Card, you can spend any amount within your credit limit wherever Visa cards are accepted.

Monthly statements are generated reflecting all transactions within each billing cycle of 30 days. You are required to pay a minimum of 30% of the statement balance within 15 days after the statement billing date. Any outstanding balance will then begin to accrue interest*. With a billing cycle of 30 days and an extra 15 days before your payment due date, you may benefit from up to 45 days interest-free credit if the bills are settled in full before the payment due date (retail purchases only)*.

*Cash withdrawals will attract daily interest charges immediately.

The UCB Visa Classic credit card can be used on:

  • All Universal Commercial Bank ATMs.
  • All Visa-branded ATMs worldwide.
  • Local and international retail outlets that accept Visa cards.
  • The internet, for online purchases and payments.

Advantages

  • Freedom and Flexibility.
  • With the Universal Commercial Bank Visa Classic Credit Card, cardholders have the freedom to spend and pay at a later date on flexible terms.

Convenience

  • Immediate access to funds.
  • Make online purchases and payments with a click of a button.

Worldwide acceptance

  • Available at over 29 million retail locations.
  • Withdraw cash at more than 1 million ATMs worldwide.

Security

  • No need to carry large amounts of cash.
  • Chip and PIN security features are present on all the cards.
  • If stolen or lost, the UCB Visa Classic Credit Card can be quickly canceled and replaced.

Record Keeping

  • A detailed monthly account statement is generated for easy tracking of purchases and other expenses.

Available to all account holders aged at least 18 years with a verifiable source of income. Visa Classic Credit Card forms are readily available at all Universal Commercial Bank branches nationwide.

For further inquiries on any of our E-Business services, please contact any of our branches or email [email protected].

UCB Visa Classic Prepaid Card

Universal Commercial Bank offers the UCB Visa Classic repaid card to account and non-account holders. The UCB Visa Classic Prepaid Card provides convenience, access and security.

What is a UCB Visa Classic Prepaid Card?
It is a reloadable card you load with your own funds for purchases or withdrawals. It is a smart and cost-effective alternative to carrying cash. You can load money on your card at any Universal Commercial Bank branch near you.

  • Existing account holders.
  • Non-account holders.
  • All applicants must be at least 18 years of age and must provide a valid (Passport/ Driver’s licence /Voter’s ID/ECOWAS card/SSNIT card).

The UCB Visa Classic Prepaid Card can be used on:

  • All Universal Commercial Bank ATMs.
  • All Visa-branded ATMs Worldwide.
  • Local and international retail outlets that accept Visa cards.
  • The internet, for online purchases and payments.

Advantages

  • Convenience.
  • Ability to make withdrawals or purchases everywhere Visa cards are accepted.
  • Pay bills and make other payments.
  • Immediate access to your funds.

Accessibility

  • Available at thousands of retail locations.
  • Withdraw cash at over 1 million ATMs worldwide.

Security

  • Eliminates the need to carry large amounts of cash.
  • Chip and PIN security features are present on all the cards.
  • The UCB Visa Classic Prepaid Card, when stolen or lost, can be quickly canceled and replaced.

UCB MasterCard Prepaid Card

What is a UCB MasterCard Prepaid Card?
It is a reloadable card that you load with your own funds for purchases or withdrawals. It is a pre-funded card, as such you only spend the funds you load on it.

No. You do not need to have a UCB account to own a prepaid card.

Yes. Once you receive the card, you can either contact any customer service officer at the bank or call the contact numbers you see at the back of your card  (+233) 20 254 9573

Contact Us

Universal Commercial Bank Direct Customer Contact Centre
Tel:(+233) 54 691 9051
  Email: [email protected]